Loan Products

Planbank offers choices of loan products depending on your various cash needs.

Home Loans

For acquisition of real estate property for residential purposes, refinancing of existing home loans, and/or for house construction, improvement, or expansion.

Auto Loans

Getting your dream car has never been easier. Purchase a brand new vehicle by availing an Auto Loan from us with low interest rates, fast approval, and only a minimum down payment of 20%.

Business Loans

Grow and expand your existing business with our business loan. Can be used for the purpose of additional working capital, acquisition of real estate for business purposes, and/or expansion. Available as a term loan or credit line.

Jewelry Loans

Turn your gold jewelry into quick cash by availing a Jewelry Loan with only 2% interest and fast approval.

Back to Back

Make your money work for you and loan against your deposit at Planbank for any purpose.

Loan Requirements

General Documents: (Applicable for Borrower and Co-Borrower)

  1. Duly accomplished Loan Application Form (for client only)
  2. Latest 2×2 pictures
  3. Any Two (2) Government Issued ID
  4. Original Proof of Billing
  5. If single, CENOMAR
  6. If married, Marriage Contract 

Basic Documentation Requirements:

  1. INDIVIDUAL
    • If Employed:
      • Applicable to Borrower and Co-Borrower/s)
      • Certificate of Employment stating the tenure, position and compensation.
      • Photocopy of Company ID
      • Income Tax Return (BIR 2316) or Certificate of Compensating Payment/Tax Withheld (W2)-latest 3 years
      • Statement of Monthly Income & Expenses
      • Bank Statements (for the last three (3) months)
      • Payslip (Latest three (3) months)
    • If Self-employed:
      • Business Permits (Mayor’s Permit or DTI, etc.)
      • Financial Statements or Income Tax Return (latest 3 years)
      • Existing contract with clients
      • Contract as concessionaire
  2. PARTNERSHIP or CORPORATION
    • Basic Information Report (SEC) -latest General Information Sheet
    • Articles of Incorporation and By-laws
    • Income Tax Return / Audited Financial Statements for the last three (3) years submitted to BIR
    • Bank Statement for the last six (6) months
    • Company/Business profile (history, list of major officers and stockholders, operations, product lines/mix, marketing aspect)
    • Curriculum Vitae of major / key officers
    • List of major clients and suppliers indicating contact persons, address and telephone numbers.
    • Board Resolution / Secretary’s Certificate

For more details, please e-mail us at loans@planbank.com.ph.